Broker, South Florida Residential Realty
My credit is not the best. What can I do?
Your credit score is an important factor in purchasing a home only when you are seeking a loan from a financial institution such as a bank. To this end, you can work on repairing and increasing your score prior to submitting an application for a loan to purchase a home.
A Credit Repair company may help you with this, but here are some tips:
Be mindful of your spending habits and save as much money as you can manage.
Negotiate with debtors of severely overdue debts and work with them to reduce the amount owed and get them removed from your Credit Report.
Continue to make timely payment on any outstanding bills or debts that you currently paying
Keep in mind, your credit is of no consequence if you are paying cash for the home.
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